Our virtual financial guide, Candi, helps you stay on top of your goals with 24/7 support, personalized recommendations, and practical tips for improving your finances.
Track your spending and keep your money safe with a checking account.
Easily access funds and pay by card right from your checking account without any fees.
Onuu’s smart savings account makes growing your savings automatic and effortless, with 2% APY and zero fees. Our virtual financial guide Candi will analyze your accounts to determine when to save, so you can reach your financial goals faster.
With no FICO score requirements, a credit line up to $5,000, timely payment reminders, and an APR as low as 19.99%, your Onuu credit card helps you build credit responsibly.
As an Onuu member, you will receive a guaranteed offer of life or accident insurance to provide a safety net for your loved ones. Just answer three simple questions in the Onuu app—no medical exam is required—and receive your guaranteed offer.
Your money is FDIC-insured up to
$250,000 through Evolve Bank & Trust.
Your money is protected by bank-grade encyption and authentication.
Onuu debit cards are protected by the Visa Zero Liability Policy, ensuring that you won’t be responsible for unauthorized charges.
Pay monthly or annually and watch your finances grow.
*Deposit bonuses will arrive in your Onuu account 30 days after membership payment has cleared.
1. Monthly plan members will receive the $50 into their Onuu account in 12 monthly installments of $4.16.
2. Annual plan members will receive the $50 in full into their Onuu account.